How would YOU invest 15.000 euros today?

DJB · 25-01-2009, 05:58 PM

Hi everybody,

A rather interesting question I think: How would YOU invest 15.000 euros today?

I think there are many perspectives to this question, and I am very interested in hearing peoples opinions and suggestions, since I have saved up 15.000 euros which I want to invest for next couple of years while I'm in education.

Give me some advice people.

Thanks in advance

***Brian Turner*** · 27-01-2009, 02:55 PM

If you need the money in the short-term then you would absolutely need to look at just leaving it in a bank - investment vehicles are really long-term savings plans and there can be fees or losses otherwise incurred if you withdraw your money out of such plans.

Savings rates are pretty poor at the moment, but so long as the bank has a savings guarantee from the respective national government, then your savings should be safe.

Hope that helps.

jackie100 · 09-03-2009, 06:42 PM

Put some of your savings in an ISA. The rates are still very poor but at least you won't have to pay tax on that amount.

brooke2 · 10-03-2009, 02:28 PM

gold and bonds are the way to do it. i dont, i just have savings. there are shops in london where you can buy gold, 1kg costs 22k. but you need to figure how much its worth. the same 1kg in scrap is worth 19k, so you have to be certain that gold is going up in value. personally i think gold is in a bubble and will soon burst. google gold value graphs. bonds can be brought through your bank or broker. bonds are a safe bet because they are essentially ties to the government as opposed to stocks and shares. all my money is in the bank. im not too concerned, but the word on the street is theres a flight to assets. housing is an asset, but its falling. these are tough times, in theory. personally im just saving cash. in theory im loosing because interest rates are so low. people generally look for returns of 10%. current interst rates of 1% are below inflation as such cash is depreciating. however, i think interest rates will go up by the end of the year, and unless your a big boy its all irrelevent really

25-01-2009, 05:58 PM	#1 (permalink)
DJB Junior Member Join Date: Nov 2008 Location: Around Posts: 16	How would YOU invest 15.000 euros today? Hi everybody, A rather interesting question I think: How would YOU invest 15.000 euros today? I think there are many perspectives to this question, and I am very interested in hearing peoples opinions and suggestions, since I have saved up 15.000 euros which I want to invest for next couple of years while I'm in education. Give me some advice people. Thanks in advance

27-01-2009, 02:55 PM	#2 (permalink)
*Brian Turner* Business Guru Join Date: Dec 2003 Location: Near Inverness, Highlands, Scotland Posts: 7,892	Re: How would YOU invest 15.000 euros today? If you need the money in the short-term then you would absolutely need to look at just leaving it in a bank - investment vehicles are really long-term savings plans and there can be fees or losses otherwise incurred if you withdraw your money out of such plans. Savings rates are pretty poor at the moment, but so long as the bank has a savings guarantee from the respective national government, then your savings should be safe. Hope that helps. __________________ SEO specialist

09-03-2009, 06:42 PM	#3 (permalink)
jackie100 Junior Member Join Date: Jun 2008 Posts: 7	Re: How would YOU invest 15.000 euros today? Put some of your savings in an ISA. The rates are still very poor but at least you won't have to pay tax on that amount.

10-03-2009, 02:28 PM	#4 (permalink)
brooke2 Member Join Date: Apr 2006 Posts: 71	Re: How would YOU invest 15.000 euros today? gold and bonds are the way to do it. i dont, i just have savings. there are shops in london where you can buy gold, 1kg costs 22k. but you need to figure how much its worth. the same 1kg in scrap is worth 19k, so you have to be certain that gold is going up in value. personally i think gold is in a bubble and will soon burst. google gold value graphs. bonds can be brought through your bank or broker. bonds are a safe bet because they are essentially ties to the government as opposed to stocks and shares. all my money is in the bank. im not too concerned, but the word on the street is theres a flight to assets. housing is an asset, but its falling. these are tough times, in theory. personally im just saving cash. in theory im loosing because interest rates are so low. people generally look for returns of 10%. current interst rates of 1% are below inflation as such cash is depreciating. however, i think interest rates will go up by the end of the year, and unless your a big boy its all irrelevent really __________________ Buy My Mobile Phones & Logo Design Services http://www.shibumi.org/eoti.htm

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